Feb 2013 Sidepipe - Ncrs / NCRS

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February, 2013The Sidepipe is published monthly by the Oklahoma Chapter NCRS, Inc.Chairman’sComments http://www.ncrs-ok.orgthree or four times as much.by Neal KennedyHere we go again. Lucky 13? We’ll see. Withthe solid support of the Oklahoma ChapterNCRS officers I’ve decided to inflict myself on ya’llfor a fifth term. If the membership can stand tenmore months of these rambling sessions of synapticflatulence, I’m willing to give it a go. I may have tomiss acoupla breakfasts with chores at the racetrack. Phil Gray has already demonstrated he’s upto the task of keeping the agenda lively.I’ll try to keep the meetings on point and movingalong. Your cooperation and understanding willhelp to wrap up the formal part of the breakfastsessions so we can get back to the parking lot forsome more tire kicking. That’s sometimes myfavorite part of the meeting.Numerous activities have been suggested andsome are already in the planning stages. Let’s notride the same old horses to death. If you have anidea for the club, great. Put your proposal togetherand bring it to the next meeting. Translation—we’re not looking for “What YOU need to do is ”Rather, “What I would like to do is organize a .”With the Detroit Auto Show’s debut of the 2014Corvette, we at least got to see what it’s gonna looklike. I’m still trying to accept the break fromCorvette tail light tradition. The exterior bodychanges are big on the “wow” factor. Mechanicalupgrades continue to provide good value for yourperformance dollar. The instrument cluster?Ummmm, the jury is still out. As usual, it will beinteresting to see what the car magazines have tosay about the performance once their writers getbehind the wheel. Those critics always pick on theinterior quality. Prepare yourself for thosecomparisons to the other two-seaters that cost two,Rumors are the Sports Car Club of America rules forC5 Corvettes will be changing. They have a Touringclass for mostly stock cars, with cars like theCorvettes and Vipers running in T1. Camaros andMustangs are in T-2. The plan is to let the C5 intothe T-2 class, with a restrictor plate. Anothersanctioning body has already heavily restricted theC6 on horsepower. You may remember TheGeneral put together a Corvette TV commercialmentioning that fact. It ends with the phrase, “just tomake it fair.” The SCCA seems to have a goodidea. If a driver doesn’t want to make expensiveupgrades to make his C5 competitive in T1, hecould run T2 and move up to T1 as funding allows.Now, a tough paragraph to write. We’ve lost Roy J.Sinor. Yes, he was Roy L. Sinor’s dad, but he was aspecial friend to many of us. He had a few years onmost of the guys, but he was truly just one of us.Complete with Levi jeans. I have distinct memoriesof his joining the gang in those high-speed van tripsto the big Bloomington bashes back in the day.Quick with a laugh and always ready with a Corvettestory to contribute to the conversation. Then therewas the time our two-van caravan stopped for amuch needed pit stop outside the planned gasolinerequirements. When the owner of the business toldus his restroom was for customers only, and none ofus were buying anything, Roy Senior was the first tojump in the middle of his s—t. I don’t remember theexact quote, but it was along the lines of—-when ya’gotta go, ya’ gotta go, and he had to go. So he did.Like I said, he was just one of the guys. I enjoyedcalling him “Dad.” Roy L. told me it was ok. I lovedto hear Roy J. tell about his adventures of riding hisHarley across the flatlands of Kansas. Roy Jr. oftensaid his dad was more than his father, he was reallyhis best friend. I felt Roy Sr. was also my friend, mygood friend. Yep, one of the guys.

FebruaryBreakfast MeetingWhat’s The DifferenceIn Insurance?OAgreed Value vs. Stated Valueur monthly breakfast will take place onSaturday, February 2. The location is Ollie’sStation Restaurant in the Redfork area of West Tulsa.The address is 4070 Southwest Blvd. The phonenumber is (918)446-0524, in case you need it.You can choose the buffet or you can order from themenu. The time to be there is 8:30 a.m., but peoplealways start arriving by 8:00 - 8:15 a.m.Attitude Adjustment NightThe gathering place for our January AttitudeAdjustment Night on Tuesday evening,February 20, will be The Rib Crib Restaurant, 8040South Yale. We have the use of a meeting room forour group.The time people start to arrive is 5:30 p.m. Mostare there before 6:00 p.m. The food is quite good andTuesday night is “Rib Night” - all the ribs and sideorders that you can eat for 10.99. There arespecials on beer, too.2013 Dues NoticeThe New Year is here, and it is time to renewyour membership in the Oklahoma NCRS.Annual dues of 15 should be paid this month.Bring your wallet or checkbook on Saturday,February 2, to renew your membership in theOklahoma Chapter NCRS. Don Partridge will be gladto accept your money, or you can mail your 2013 duespayment to:Don Partridge18606 East 96th St.Broken Arrow, OK 74012A special note to any new member who may havejoined since October, 2012. Your payment then willcover your 2013 dues also. If you have any questions,call Don Partridge at 918 / 455-6574(H).Don't delay! Payment of dues is required to continuereceiving chapter benefits.Remember ---- You must be a National NCRSmember in order to be an Oklahoma chapter member.Checks should be made payable to OklahomaChapter NCRS.If you have an exotic, modified or classic car, andyou are nervous about any potential insurancesettlement, chances are you have good reason to beconcerned. If a classic car is totalled by the insurancecompany, will you receive a fair value for it? Is there away to lock in an answer of “Yes’? Fortunately. thereis.There are three different bases that an insurancecompany can use to value an insured auto. Lets firstlook at the one that almost everyone has on a typicalinsurance policy:Actual Cash Value (ACV)ACV translated means ‘What it’s worth in cash, today(just before you crashed it):’ After your accident, aninsurance company adjustor will go out to the towyard and look over your vehicle. After that, usingsources of their choosing, they will look up what thetypical value should be for your car, and this will betheir settlement offer. They may adjust this offer if youobject and have some evidence to back up yourclaim. Or they may not. If the disagreement is strongenough you may need to hire either a lawyer or amediator. Needless to say this is not an ideal positionto be in. You buy insurance so you can be taken careof when suffering through a difficult situation. Youdon’t need to be researching classic car values,making angry phone calls, firing off letters and certainly not hiring - and paying for - attorneys.Agreed ValueIf ACV is the problem, Agreed Value is the solution. Ifyou have a classic insurance policy from a dedicatedcompany that only issues this sort of policy - thisshould be the kind of coverage you have. Instead ofthe above scenario with ACV, what happens instead isyou and the insurance company agree on the vehiclevalue when you sign up - before the policy is issuedand any money changes hands. In the event of adisaster, the insurance company guarantees to paythe value that the two of you agree upon beforeshaking hands. No ifs, ands or buts.We said this “should” be the kind of coverage youhave. You might not. To find out for sure, look in the

physical damage section of your policy. Somewhere inthere it will say what is going to happen if your classiccar is totalled. The exact statement should be veryclose to this:In the event of a total loss we will pay the Agreed Value.That’s it. Short and sweet No wiggle room. AgreedValue is a simple idea and if the coverage is what itclaims to be it should be written up simply in thepolicy.So that’s the good news. An Agreed Value guaranteesyou will get the protection you paid for. We’re done,right? Sadly no. We have to cover one more valuationbasis. This is the one that spells trouble for the consumer. It masquerades as Agreed Value but it mostcertainly is not.Stated ValueYour typical Big Auto Insurance Company sells policies that pay out on an ACV basis. We covered thatabove. Those same Big Auto Insurance Companieshave customers with collectible autos who wantsomething better. Unfortunately. Big Auto InsuranceCompanies are typically not set up to handle this sortof thing properly (for reasons too complex to go intohere). What winds up happening is consumers oftenget offered a Stated Value by the typical Big AutoInsurance Company.Remember the short/sweet payout clause for anAgreed Value? This is what Stated Value says about atotal loss:“In the event of a total loss we will pay the Stated Valueor the Actual Cash Value, whichever is less.”Yikes. Stated Value has an escape clause that letsthe insurance company fall back to ACV. and its thedefault action, to boot. Chances are thats not whatyou had in mind when you paid extra for the StatedValue endorsement.So is Stated Value designed to rip people off? No. Itcan be a good thing in some narrow circumstances.the kind that likely will never do you any good. Stated Value exists to decide how much premium youpay. Not how much you get paid. Stated Value lets you insure the car for less than whatits really worth in exchange for a lower premium.Clear as mud so far? That’s understandable. This issomething that even professionals who do this for aliving get wrong fairly often. Let’s give an example thatshould explain how it’s supposed to work (forsimplicity’s sake we will ignore the concept of‘co-insurance’ in this example):You inherit a classic Ferrari from a relative, who boughtit new many years ago and never really drove it. It’s amasterpiece that is now worth I million dollars It fails toyou to insure this classic car, and you have a problem:The insurance for a 1,000,000 classic masterpiece ismore than you are willing to pay. The price is livabledown around 300,000. So you take out a StatedValue policy for 300,000 on the car. After all, youwon? be out of pocket 1 million if the car is stolen, butyou certainly want all the protection you can afford.Now the Stated Value payout clause makes perfectsense. And its completely fair and reasonable. This isStated Value done right, and its almost never going tobe what you want or need. In fact, if you want to limityour recovery and manage your premiums, an AgreedValue policy for a lesser value will do the same thing,except the value you receive is guaranteed.If you want to guarantee yourself the value you expecton your classic car, refuse to settle for anything lessthan an Agreed Value on a classic insurance policy.(brought to us by Bud Jessee)Roy JamesSinorRoy JamesSinor, 89, ofTulsa, passedaway on January 8,2013 in Owasso,OK. Roy was bornon March 13, 1923,in Rose Prairie, OKto James Oliver Sinor and Bertie Lee (Horne) Sinor.He was a longtime pipe fitter and welder and servedas a 32nd degree mason and member of the shrineand the National Corvette Restorer’s Society. Roymarried the love of his life Betty Jo May on March 13,1948 and they celebrated 56 years of marriage. He issurvived by his son Roy Leon Sinor and wife Cheriand grandchildren Anthony Sinor of Tulsa and AllisonYoung and husband Scott of Prague, OK; two greatgranddaughters Raelee and Avery Young of Prague,

OK. He was preceded in death by his wife, parents andfour brothers and four sisters. Online condolences maybe made at Floralhaven. com (918)252-2518.A note from The Sinor FamilyOur family thanks you for your thoughts and prayersduring this time. A memorial service will be held for RoyJ. Sinor, February 9th at 3:00 pm at the Floral HavenFamily Center, 6500 S. 129th E. Ave, Broken Arrow, OK74012.We ask that if you are considering sending flowers, inlieu of that, please consider a Memorial contribution tothe Cure Alzheimer’s fund at http://curealzfund.org/1955 ‘Vette Link To His Late DadThis 1955 Vette, with Corvette Copper exterior paint, light beigeinterior upholstery and a V-S engine, was purchased in 1964 byRay Peters. One of his sons, Andy Peters, now has the car.by Vern ParkerIt was 60 years ago when the first Carvette rolled outof the General Motors factory in Flint, Mich. It wasthe first of 300 fiberglass-bodied Corvettes built in1953. In order to expand production capabilities for theupcoming 1954 model year the entire Corvetteoperation was moved to St. Louis, Mo.The good news was 3,640 Corvettes were built in1954. The bad news was about only 2,500 were sold.Not very many buyers, it seems, wanted a sports carwith a six-cylinder engine, side curtains in lieu ofroll-up glass windows and no outside door handles.So, for the 1955 model year Chevrolet offered a265-cubic-inch, 195-horsepower Turbo-Fire V-8 engineor a 235.5-cubicinch, 155-horsepower Blue Flamesixcylinder engine. All but a handful of buyers that yearchose the V-8 engine. One of them was a contractor inAllentown, Pa.The 1955 Corvette was offered in Polo White,Gypsy Red, Harvest Gold, Pennant Blue andCorvette Copper. An imitation leather interior wasavailable in red, yellow, light beige and dark beige.The original buyer selectd a 1955 ‘Vette withCorvette Copper exterior paint and the light beigeinterior upholstery.In 1964, when the Corvette was 9 years old, a localdentist, Ray Peters, purchased the 1955 V-8 model,and he proceeded to use it as his daily driver. The2,650-pound, 13-foot,11-inch-long Corvette rolledon a 102-inch wheelbase. No power-assistedanything was available on the 1955 model. But itoriginally was purchased with several options:Wonderbar radio, heater, white sidewall tires, turnsignals, windshield washers, parking brake alarmand courtesy lights.The Corvette saw daily use with the four-barreicarburetor drinking fuel from the 17.25-gallon fueltank. Other liquid capacities include a 5-quartcrankcase and a 17.75-quart cooling system,Andy Peters, one of the dentist’s sons, who is nowa Navy Captain at the Walter Reed facility, grew upwith the Corvette. After his father’s death in 2001,Andy said his mother suggested he give the car agood home. Peters had the Corvette trucked to hishome in Virginia. Since then the odometer hasturned over 100,000 miles and is nearing the103,400-mile markNow that the car is at his home he has the time toadmire the 23-chrome teeth in the grille and the fullwheel covers on the 6.70x15-ineh tires, as well asthe gold “V” in signature Chevrolet script on thebodyside, which identifies it as a Corvette with aV-8 engine.With few exceptions Peters’ Corvette is virtually inoriginal condition. When in the driver’s seat Peterscan see the 140-mph speedometer and the wellworn steering wheel. He could have thesteering-wheel repainted, but he won’t.Peters said, “My dad wore the paint off that wheel.”(from the Houston Chronicle inmotion column 01/11/13and brought to our attention by Wilma Clark)

than European competitors.Getting there was tough forthe 1,000-mémber Corvetteteam, which gave the car thecode name “C7.” GM’sbankruptcy sloweddevelopment twice. Witheach delay, new safety andgas mileage regulationsforced changes. TheCorvette team overhauledthe car: aluminum replacedsteel, super-light rivets heldparts together, and the V-8engine kicked down to fourcylinders at highway speeds,saving fuel.When General Motors engineers and designersstarted work on the next-generation Corvette,they drew up the usual requirements for the star ofAmerican muscle cars.Killer looks. Big engine. Handles like a race car.All the changes helped itovercome nine years ofgovernment crash safetyrequirements that could have bloated the car. Buteven with the lighter materials, the regulations havepushed its weight to a little more than the currentbase model’s 3,200 pounds. Still, it’s an engineeringachievement. The Corvette is so new that it onlyshares two parts with the current model.But topping the list was something at odds with theroar of the car’s big V-8: gas mileage.GM said testing is still being done on the car’s fueleconomy but it’ll be better than the current basemodel’s 16 mpg in the city and 26 on the highway.The new Corvette could not be a gas guzzler. Strictergovernment rules were forcing a leap in fuel economy.If the car burned too much gas, it would trigger finesfrom regulators and never get built.The car’s usual buyers - men in their mid-50s will alsonotice dramatic changes on the outside of thetwo-seat car.“There won’t be a Corvette if we don’t care about fueleconomy,” said Tadge Juechter, the car’s chiefengineer.But the 2014 Corvette is here, the first all-new versionin nine years. The king of American sports cars,driven by astronauts and celebrated in a Prince song,rolled out Sunday night in Detroit. It will arrive inshowrooms this fall.GM hopes the styling, performance and updateddashboard electronics will expand the car’s appeal toyounger buyers.The company won’t quote a price on the 2014 model.Code name: C7To many fans, the new Corvette symbolizes therebirth of America’s auto industry after its near deathin 2009, showing the world that it again can lead intechnology, styling and performance -at a lower costfrom the Associated Press)

RESPONSEVintage Tech BenchSelf-Inflicted Open-CircuitPosted Protection For Your Batteryby John HinkleyA battery disconnect switch makes it convenient to isolate thebattery from any potential ignition-off draws (like a glove boxlight that doesn’t turn off) during storage, and it’s much moreconvenient to turn a knob or move a lever than to keepremoving the cables from the battery terminals.You also want to remove the battery as a power source whendoing any work on the car that involves the electrical system.especially on earlier cars that have many unfused, ignition-off,battery-fed circuits and don’t have fusible links on the primarypower toed circuits; harnesses are expensive, and deadshorts can cause a fire.There are proponents for both typos of disconnect switches,and both typos have their pros and cons. The “green knob”disconnect is smaller and takes up less space, but you needto make sure you have the knob unscrewed sufficiently toopen the circuit when disconnecting plus the knob must betightened firmly for good contact when re-connecting. It alsohas the advantage of being a theft deterrent if you remove theknob entirely and fake it with you.The lever type has more contact surface between the leverand the receiver legs for reduced resistance. It’s more visuallyobvious when its open or closed, and it only requires a single,simple motion to operate it. However it’s bulkier and canpresent installation/ operation clearance issues wherebatteries are tightly packaged (like on ’68-’82s).1. The lever-type battery disconnect switch; it has moreelectrical contact surface and is easy to operate, but it’sbulky and requires more operating clearance. 2. The“green knob” disconnect switch; it’s compact, but you needto ensure that the knob is loose enough to open the circuitand is tight enough to make good contact when closingREADERS QUESTIONI know it’s a good idea to disconnect thebattery when you’re working on anythingelectrical, but its inconvenient to remove thecable terminal from the battery every time Iwork on my ’66. I see two types of batterydisconnects for sale - the one with a greenknob, and the one with a lever on it: is thereany difference between them and should theybe installed on the positive terminal or on theground terminal?Both types are designed to be installed on the negativebattery terminal: the negative battery post is smaller indiameter than the positive post, and the disconnects have thesmaller hole where they attach to the battery (and the smallerpost size where the negative cable attaches to the switch).Why?It you switch the positive side, it kills the power to theharnesses, but a ground path still exists back to the battery: ifyou drop a wrench and it touches the battery positive terminaland the engine, it’ll create a 500-700-amp dead short you’llnever forget, and it could dama

Mustangs are in T-2. The plan is to let the C5 into the T-2 class, with a restrictor plate. Another sanctioning body has already heavily restricted the C6 on horsepower. You may remember The General put together a Corvette TV commercial mentioning that fact. It ends with the phrase, “just to make it fair.” The SCCA seems to have a good idea.

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